Helping Illinois health maintenance organization enrollees when they need it most.



Learning your health maintenance organization (HMO) is in trouble can be frightening.  The Illinois Health Maintenance Organization Guaranty Association provides protection for HMO contracts owned by Illinois residents.

The Illinois Health Maintenance Organization Guaranty Association is a non-profit association of HMO member organizations.  It was created by Illinois law to provide certain protections for Illinois enrollees against certain HMO insolvencies.

To provide this protection, the Association may directly pay benefits to providers, continue coverage, transfer contracts to another HMO or take other actions authorized by law.  This site provides further information about the Association and how it protects covered enrollees in the event of an HMO insolvency.

This website is for general information purposes and should not be relied upon as legal advice.